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College Basketball – Top Candidates For the Wooden Award

Friday, July 30th, 2010

Sports betting odds are available for the Wooden Award, which is annually given to the best player in college hoops, and with March Madness betting on the horizon, here’s a look at the top five players who will look to follow in the footsteps of Blake Griffin.

John Wall (+100)

The Kentucky freshman will probably be the No.1 pick if (or when) he declares for the draft, and he’s an alarming mix of strength and speed. With the ball, there may not be quicker than Wall, and his ability to rebound allows him to turn defense to offense in the blink of an eye. Wall turns the ball over far too much, but that can be fixed as Wall learns to rely less on his talent and more on his brain.

Evan Turner (+125)

The Buckeyes’ junior won’t be far behind Wall in the draft, and his versatility will find him a place in the NBA. Turner is a point forward in the mold of Grant Hill, but with more of a scorer’s streak. He came back after six games with a broken bone in his back and he looks like nothing ever happened to him.

Scottie Reynolds (+800)

The Villanova senior doesn’t translate well to the NBA, but US sportsbook odds ( US sportsbook review ) could change if he wins this award. Reynolds is a shoot-first point guard, and he doesn’t have the handles to be a true point in the NBA, but with players like Gilbert Arenas thriving in the league, Reynolds could find a spot. Also, Reynolds has a winning pedigree, as he led an overachieving Villanova team to the Final Four last year, and looks to be doing the same this year in the nation’s toughest conference.

Jon Scheyer (+1000)

The senior guard for the Blue Devils reminds some of J.J. Redick, who has carved out a decent career in the NBA despite his limitations. Scheyer is a sharpshooter from beyond the arc and the free-throw line, and those type of situational players will always find work. Leadership is also an underrated part of Scheyer’s game, as Duke coach Mike Krzyzewski looks to Scheyer to be his coach on the floor, which are big props.

Cole Aldrich (+2000)

This spot would have gone to Notre Dame’s Luke Harangody if he hadn’t been injured and his team didn’t struggle, so it goes to Aldrich, a fellow preseason All-American who has the ability to dominate on offense, and he owns the floor on defense with his shot-blocking instincts. He could receive a boost if the Jayhawks continue to be the No.1 team in the country, but he still has to improve his conditioning, but the senior guard is worth a shot for some value in this race, and his Jayhawks will also be a March Madness betting favorite as well.

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Airline Credit Card – Its Use

Wednesday, July 28th, 2010

The credit card is the in thing these days. Thus Visa, Discover, MasterCard and American Express all have airline credit cards. These companies have also launched co branded cards with the various airlines. Thus the major Airlines like Delta, Continental, Alaska Air lines, Virgin airlines etc all subscribe and cooperate in issuing these credit cards.

The airline card initially made an appearance when the card issuing companies wished to tap the growing number of air travelers. The airline card gave the consumer a chance to earn miles with every purchase on the card. These miles were redeemable on actual flights.

The usefulness of this card is basically for business people,, but more so for businessmen who have to travel regularly with the aim of generatingf more business. Again, Journalists and travelers also find an Airlines card a great help. In case a person has to fly many times in a month or week, then he will find type of card a great help.

The travelling business is one of the most developed and profitable these days. More people go on vacations these days and business travel is on the upswing. This is the basic reason the card was first launched 1981 and has devolped to the present stage.

The companies began offering to frequent traveler’s, free air miles and thus held a carrot to the card users by awarding them free tickets. Frequent flyer programs are very lucrative both for the card issuing company as well as the air line. The airlines benefit with greater passenger traffic. The passenger also gains with free encashable air miles.

However there are some pitfalls. A survey of the air lines and the benefits given by them to the travelers has found that among the 10 top issuers of Air line cards 6 had black out dates.That is, you could not avail of the free ticket on those dates.

Another limitation is that at least some cards with rewards of air miles program had a cap on the rewards. Some of the cards have expiry dates for the air miles accumulated. However these points must be gone through and an evaluation done,before you subscribe for an airline card. But generally all air miles points expire in 5 years.

Air line cards are useful and in case you travel frequently for business work or pleasure it’s a good idea to opt for one. But again in case you hardly travel then this card may not be of much use to you.

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Easy Tips to Raise Your Credit Score

Tuesday, July 27th, 2010

There are many things that factor into your credit score. Some of them affect it negatively more than others. Here are some easy ideas to help raise it up without spending a lot of money.

Request a copy of your credit report to review – You are entitled to one free copy per year of your credit report. Below is a list of phone numbers and addresses for the three main credit reporting agencies. Simply call or write them to request a copy to be mailed to you.

- Experian
P.O. Box 2104
Allen TX 75013
888-397-3742

- Trans Union
P.O. Box 2000
Chester PA 19022
800-888-4213

- Equifax
P.O. Box 740241
Atlanta GA 30374
800-685-1111

Get any incorrect or outdated info removed – It is very possible for incorrect or outdated information to appear on your credit report. If this happens it can drastically reduce your credit score and hurt your chances for loan approvals. This can also cause you to have to pay higher interest rates. Review you credit report carefully for outdated or incorrect items.

Contact the credit reporting agency that is reporting the incorrect info – They will advise you on any forms you may need to fill out to start the process. Once they have the appropriate information they will conduct their own investigation. Any documentation or proof you have should be sent to them as well this will ensure that it gets resolved quickly. They in turn will contact the creditor in question to verify the accuracy of the account.

Any creditor that finds they have made an error in reporting is required by law to update the correct info to the credit reporting agencies within 30 days. If the creditor in question is no longer in business or does not respond the item can be removed from your credit report. Once corrected or removed your credit score will be adjusted accordingly.

Payoff any credit cards that you can afford to – Having high amounts of revolving credit card debt dramatically reduces your credit score. Search through all your credit cards and payoff those that you can afford to. Start with the smallest balances first, once paid in full contact the creditor and request that the account be closed. Continue this process with all your credit cards and you will start to see your credit scores climb.

Avoid Inquiries to your credit – Every time an entity pulls your credit an inquiry is listed on your credit report. Too many of these inquiries can reduce your credit score because it is an indicator that you have been or are attempting to acquire a lot of new debt.

Avoid filling out lots of online applications for credit cards and be cautious who you give your social security number to. The more times your credit report is pulled the lower your credit score will go. Only apply for credit after careful consideration.

By following these steps you should be able to raise your credit score without incurring any additional debt in the process. Even if you have filed bankruptcy in the past this process still works and remember every little bit helps. Take the time to gather any documentation needed and start the process right away.

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